Pendleton Capital Management calling nonstop about a debt I don't recognize. Anyone else?
Posted: Tue Feb 24, 2026 5:44 pm
I'm at my wit's end here and hoping for some guidance. For the past two weeks, I've been bombarded with phone calls from a company called Pendleton Capital Management. The calls start early in the morning and don't let up. They leave voicemails saying they need to discuss something "time-sensitive" and to call them back immediately at (833) 808-0981.Here's the problem: I have no idea what debt they are calling about. I haven't received any letter in the mail from them validating the debt or explaining what it is. When I finally answered a call to ask, the representative was incredibly rude and aggressive. They demanded payment immediately and wouldn't give me any straight answers about the original creditor or the actual amount. When I asked them to send me written proof, they just kept pushing for payment over the phone.I decided to look them up and found this article which was really eye-opening: https://protectionforconsumers.com/pend ... arassment/It turns out they are a debt buyer, and they have a history of complaints for not providing proper debt validation. The article also mentions they use multiple names like "PCM Agency" or "Integrated Recovery Services" to keep calling you even if you try to block them.I'm planning to send a certified cease and desist letter demanding they validate the debt. Has anyone else dealt with this company over a debt you weren't sure was yours? How did you get them to back off and prove the debt was valid? Any tips on what to put in the letter would be a huge help. Thanks.